The Table of Contents for Buyers below lists the many tips sheets which are available for email.
See something you like? Please request a copy (by name and number), and I will email it to you in Adobe (.pdf) format. As many as two documents can be requested per visit.
Please visit www.dreamhomenewmexico.com and use the CONTACT US link to request specific handouts. You may also email me directly to request information
silver_blogger "at" dreamhomenewmexico.com
silver_blogger "at" dreamhomenewmexico.com
8 Steps to Getting Your Finances in Order..... 4
Budget Basics Work Sheet.....5
8 Ways to Improve Your Credit.....6
5 Factors That Decide Your Credit Score.....7
Your Property Wish List.....8
Tips for Finding the Perfect Neighborhood.....9
Tips on Buying in a Tight Market.....10
The Pros and Cons of Condos.....11
5 Reasons You Need a REALTOR@.....2
Questions to Ask When Choosing a REALTOR.....13
10 Steps to Prepare for Homeownership.....4
How Big a Mortgage Can I Afford?.....15
7 Reasons to Own Your Own Home.....16
LINK - 5 Common First-Time Homebuyer Mistakes.....17
LINK -10 Tips for First-Time Homebuyers.....18
LINK - 10 Things to Take the Trauma Out of Homebuying.....19
How High Tech Is Your Home?.....20
Hidden Home Defects to Watch For.....21
l0 Questions to Ask a Home Inspector.....22
What Your Home Inspection Should Cover.....23
How Comprehensive Is Your Home Warranty?.....24
5 Property Tax Questions You Need to Ask.....25
10 Questions to Ask Your Condo Board.....26
10 Questions to Ask Your Lender.....27
10 Things a Lender Needs From You..... 28
6 Creative Ways to Afford a Home.....29
Choices That Will Affect Your Loan.....30
5 Things to Understand About Homeowners Insurance.....31
10 Ways to Lower Your Homeowners Insurance Costs.....32
5 Things to Understand About Title Insurance.....33
What Not to Overlook on a Final Walk-through.....34
Common Closing Costs for Buyers.....35
What to Keep From Your Closing.....36
Tips for Packing Like a Pro.....37
Reprinted from REALTOR Magazine Online by permission of the NAR
Copyright 2005. All rights reserved. www. REALTOR. org
Coming next time are the Consumer Handouts for Sellers. I hope you find these helpful.
Buyers get ready to score.
You should be doing some things now:
Get pre-qualified! I see 4.5% 30 yr fixed rates in the immediate future with possibilities of 4% (maybe even lower). Good credit a must, but there are loans available "right now" for 3.5% down. Wow. A decent job history and Good Credit and you're probably good to go. I didn't say you need great credit. Good credit will do. Need help finding a reliable lender? Let me help you get started with a list of silver city and area lenders who want your good business..
Start the online search to get a feel what value means in your target market. Free search engines like Dream Home let you see all of the listings in all of the categories - and no registration or fees... You need to know a bit about market values and what to expect when you interview your potential Realtor. Is he / she showing me stuff that pays him more, or am I seeing everything that's available - regardless of the Realtor commission involved. Hmmmm. Do some due diligence and you will be ahead of most.
Choose your Realtor carefully. You want experience (and not just in years) and solid knowledge of changing market conditions. You want someone who seeks properties that have intrinsic and actual value, as well as helping you understand why other properties may not provide value for the buck spent.
RETURN TO DREAM HOME NEW MEXICO
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